Not for profit, not for charity, but for service
Chartered in 1956
Monday-Friday, 8AM - 4:30 PM
Services
Notary Public
The credit union has three notary publics on staff. We'll be happy to notarize documents for our members at no charge.
Travelers Checks
Travelers checks make traveling more enjoyable with peace of mind. Travelers checks can be replaced if lost or stolen and are accepted world-wide. Best of all, they are free to our members.
Six Flags Tickets 
Reduced rate daily and season passes are available. Please call us for pricing (205-956-0678).
Visa card info on-line
Access your current Visa account information at www.ezcardinfo.com. This website gives you 24 hours / 7 days a week access to your Visa account. To report a lost or stolen card, call 1-800-808-7230.
Prevent Visa fraud
If you use your credit union Visa card for on-line purchases, please go to www.visa.com/verified & click on 'card issuers' link. Registering your card will help prevent unauthorized transactions from taking place.
NEWS & ADVISORIES
Shopping for a new or used car? We have recently reduced new and used auto rates. Check these on our site or give us a call today!
Checking account program to be unveiled in 2013! Watch this space or call our office for more details. We hope to have this product available late 2013.
Please be on the lookout for your new branded "Paycard." This will replace the DebitPass card previously issued. Please contact the CU office with the new card number. The new number must be provided so that we can load funds onto your card. The PayCard customer service number is: 866-212-9650.
- WARNING: If you receive an automated recording or an e-mail stating the message is from Railroad Federal Credit Union (Irondale, Alabama) concerning debit account compromises, this communication is not from our credit union. We will never send an e-mail request asking for your account number at our credit union. Also, no government agency will contact you requesting specific personal information unless you have previously contacted the agency. Do not reply or enter any information should you receive an email of this nature.
FEATURED RATES
- Auto loans as low as 1.85% APR
- Certificates as high as 1.511% APY
- IRA as high as .0753% APY
- Credit Cards as low as 8.99% APR
Copyright © 2013 Railroad Federal Credit Union. All Rights Reserved.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Railroad Federal Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, and Fee Schedule. Membership eligibility required. Railroad Federal Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Railroad Federal Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Railroad Federal Credit Union.