Not for profit, not for charity, but for service
Chartered in 1956
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The Railroad Federal Credit Union’s primary mission is to provide services that meet our members’ financial needs. Our goal is to offer personalized service, high deposit rates and competitive loan rates while maintaining a safe and strong credit union. To read more, click here.
PRODUCTS & SERVICES
Car loans from 4.5% APR
FREE auto insurance quotes
Insurance products for members
No obligation homeowner quote
NEWS & ADVISORIES
- WARNING: If you receive an automated recording stating the message is from Railroad Federal Credit Union (Irondale, Alabama) concerning debit account compromises, this communication is not from our credit union.
- The credit union office will be closed on July 5th in observance of Independence Day.
- No US government agency will ever send an email request asking for your account number at your credit union or bank. Do not reply or enter any information should you receive an email of this nature.
FEATURED RATES
- Auto loans as low as 4.50% APR
- Certificates as high as 2.531% APY
- IRA as high as 2.273% APY
- Credit Cards 13.00% APR
Copyright © 2010 Railroad Federal Credit Union. All Rights Reserved.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings are additionally insured to $250,000 by Excess Share Insurance. To estimate your National Credit Union Share Insurance Fund coverage, use this insurance estimator or download NCUA's Your Insured Funds brochure. Railroad Federal Credit Union does business in accordance with the Equal Credit Opportunity Act and the Federal Fair Housing Law. We are an Equal Housing Lender. Rates expressed as Annual Percentage Rate or Annual Percentage Yield; all rates and terms subject to change without notice. For complete account disclosures, ask for a copy of our Membership & Account Agreement, Reg CC (Funds Availability) and Reg E (Electronic Transfers) disclosures, and Fee Schedule. Membership eligibility required. Railroad Federal Credit Union is not responsible for content of Web sites which may be accessible via links from this site but are not operated by Railroad Federal Credit Union, and does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by Railroad Federal Credit Union.